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Perspective

Mar. 2, 2010

Policy Interpretation: Looking Beyond the Words

Kirk Pasich of Dickstein Shapiro discusses the admission of extrinsic evidence to interpret insurance policies.

By Kirk Pasich

A frequent argument about insurance policies is what evidence is admissible to interpret those policies. Insurers often contend that policies should be interpreted based upon their "plain meaning," citing the parole evidence rule. They urge that unless an ambiguity is found based solely on the policy language, there can be no reference to extrinsic evidence or the parties' negotiations of or performance under the policies. Insurers also often challenge the ...

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