Litigation
Jun. 8, 2002
Coming to Terms
Column by Tara Castro Narayanan - It goes without saying that an item of damage specifically excluded on an insurance policy cannot be the basis of a claim against the policy. Nowadays, it is very common throughout the United States to see exclusions in homeowners' insurance policies for losses caused by "rust, rot, mold or other fungi." See, for example, Home Ins. Co. v. McClain, 2000 WL 144115 (Tex. App. 2000) (unpublished).
It goes without saying that an item of damage specifically excluded on an insurance policy cannot be the basis of a claim against the policy. Nowadays, it is very common throughout the United States to see exclusions in homeowners' insurance policies for losses caused by "rust, rot, mold o...
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