Perspective
Nov. 13, 2014
New limits to employee coverage under an employer's CGL
Employers may not be liable for acts giving rise to a claim against an employee, committed at work, but undertaken for the employee's personal benefit and not triggered by work-related conditions or events. By Norman J. Rodich
A massage therapist alleged to have sexually assaulted a client during a massage was not covered under his employer's commercial general liability policy, according to a California appellate court. Deciding an apparent question of first impression on Oct. 6, the court held that the employer's insurer had no duty to defend or indemnify the therapist because, while the incident allegedly occurred at work and during work hours, the allege...
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