By Evan George
Daily Journal Staff Writer
LOS ANGELES - Ephram Nehme's liver was giving out on him. His doctors said he needed a transplant. His insurer agreed but would only pay for the procedure at an "in-network" hospital in California, where the waits can stretch as long as two years.
Afraid he would die waiting, Nehme took $206,000 from his savings and paid to have the surgery in Indiana, where the wait was ...
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