Perspective
Aug. 11, 2011
What to know about uninsured motorist lawsuits
Insurers, don't be blindsided by bad faith lawsuits arising out of uninsured and underinsured motorist claims. By Thomas Proctor of Luce, Forward, Hamilton & Scripps LLP
According to a recent study by the Insurance Research Council, approximately 15 percent of California drivers are uninsured. While this number is down significantly from 1995, when the uninsured rate was nearly 30 percent, it still means that approximately one of seven cars on California's roads is uninsured.
With so many uninsured drivers, and many more underinsured drivers (i.e., drivers whose liability limits are less than the ...
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