Focus (Forum & Focus)
Dec. 22, 2007
Duties to Investigate
Focus Column - By Kirk Pasich - Insurers can face liability for both bad faith and punitive damges if they ignore their responsibility to investigate the claims of their insureds.
By Kirk Pasich
Insurance policies typically require that an insured give notice of a claim or loss "as soon as practicable." This requirement generally has been interpreted to mean that an insured should give notice reasonably promptly, but it does not mean that an insured loses coverage if it delays in giving notice.
Although an insured should try to give notice as quickly as possible, under most forms of in...
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