Elizabeth Warren, the plain-talking Harvard Law School professor who monitors the financial bailout for Congress, says there are only two ways to get financial institutions to modify mortgages either order them to do it or bribe them.
So far we've been trying to bribe them - whoops, I mean offering them incentives - with little to show for it.
President Obama's ambitious plan to clean up the mortgage mess is off to a slow start, hob...
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