Focus (Forum & Focus)
Jun. 2, 2007
Cooperation Complications
Focus Column – By Kirk Pasich – The cooperation clause in an insurance policy requires the policyholder to cooperate with the insurer in investigating and defending a claim. But only up to a point.
By Kirk Pasich
Most liability insurance policies have some form of a "cooperation clause." This clause typically is a condition in the policy stating that the insured must "[c]ooperate with us in the investigation or settlement of the claim or defense against the 'suit.'" Commercial General Liability Coverage Form, Section IV, paragraph 2.c(3) (ISO Properties Inc. 2000).
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