Perspective
Dec. 5, 2009
The Real Cost of Insurance Premiums
Scott Sumner of Hinton, Alfert & Sumner says liability insurers have too long ignored the collateral source rule.
By Scott Sumner
The 4th District California Court of Appeal did not change the law when it issued its decision last week in Howell v. Hamilton Meats & Provisions. Rather, it restated the collateral source rule, which dates back to the19th century in California. The collateral source rule is simple. It's also fundamentally fair. The collateral source rule protects an injured person's investment in insurance, ensuring it does not financially benefit the very ...For only $95 a month (the price of 2 article purchases)
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