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Insurance

Mar. 30, 2006

Question Coverage if Insured's Self-Defense Isn't an Accident

Focus Column - By Curt Metzgar - Ever since the California Supreme Court decided Gray v. Zurich Ins. Co . 65 Cal.2d 263 (1966), liability insurers have traditionally provided a defense to their insureds in cases involving physical altercations where the insured claims that he acted in self-defense. The reasoning employed by the courts to impose a duty to defend in such cases is that an injury inflicted in self-defense may not rise to the level of "willful" and "intentional" injury, which is

Focus Column

By Curt Metzgar
        
        Ever since the California Supreme Court decided Gray v. Zurich Ins. Co. 65 Cal.2d 263 (1966), liability insurers have traditionally provided a defense to their insureds in cases involving physical altercations where the insured claims that he acted in self-defense. The reasoning employed by the courts t...

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