Perspective
Mar. 18, 2013
SIR decision favors insureds
An insurance policy's unsatisfied self-insured retention can significantly impact litigation and impede an injured party's recovery or risk transfer efforts. By Brandon T. Kerr
"I can't get no satisfaction," sang Mick Jagger of The Rolling Stones. This rock classic was released in 1965 and was written by Jagger and band mate Keith Richards. When the legendary duo wrote of "satisfaction," I doubt they had a self-insured retention (SIR) in mind. But an insurance policy's unsatisfied SIR can significantly impact litigation and impede an injured party's recovery or risk transfer efforts. Wi...
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