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Insurance,
Civil Litigation

Mar. 8, 2021

In-N-Out raises new theories in business disruption lawsuit

The insurance company argued California courts have repeatedly recognized that policyholders could not reasonably allege COVID-19 caused direct physical losses.

An In-N-Out Burger in Los Angeles, July 2, 2014. (New York Times News Service)

In-N-Out Burger has sued its insurance carrier for a second time, raising several new theories about why it is entitled to coverage for physical damage caused by COVID-19.

The new related case was filed after defendant Zurich American Insurance opposed allowing In-N-Out to amend its original lawsuit filed last year. In-N-Out v. Zurich, 8:20-CV-01000 (C.D. Cal., filed May 29, 2020).

Zuric...

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