Technology,
Insurance
Jun. 16, 2025
Will insurance coverage be kicked to the curb for state-sponsored cyberattacks?
As state-sponsored cyberattacks grow more disruptive, insurers are expanding the War Exclusion to deny coverage even in peacetime--threatening to leave U.S. businesses exposed to financial losses that were previously handled through cyber insurance.
Richard DeNatale
Richard DeNatale is recognized as one of the nation's leading authorities in cyber insurance. He has represented over 125 companies in obtaining coverage for data breaches and cyberattacks, including some of the largest in history. DeNatale is semi-retired after a career of almost 40 years in Big Law, most recently as a partner at Jones Day.
It has been estimated that agents of foreign governments are
responsible for approximately one-third of all cyberattacks. Due to the
significant resources at their disposal, state-sponsored actors pose a
particularly significant threat. They can penetrate the most sophisticated
defenses and cause substantial damage to targeted companies.
For the past 25 years, cyber insurance policies have covered state-sponsored cyberattacks to the same exten...
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