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Technology,
Insurance

Sep. 15, 2025

Will today's insurance policies cover tomorrow's AI risk?

As AI transforms the way businesses operate, the insurance industry faces a pivotal question: Will existing policies respond to AI-driven losses, or will entirely new coverages be required?

Richard DeNatale

Richard DeNatale is recognized as one of the nation's leading authorities in cyber insurance. He has represented over 125 companies in obtaining coverage for data breaches and cyberattacks, including some of the largest in history. DeNatale is semi-retired after a career of almost 40 years in Big Law, most recently as a partner at Jones Day.

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Will today's insurance policies cover tomorrow's AI risk?
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We are in the early stages of a technological revolution driven by advances in artificial intelligence. Over the next few years, AI systems are expected to take over activities currently performed by humans in fields such as computer coding, content creation, medical diagnosis, accounting and more. As this technology becomes pervasive, it will inevitably give rise to claims for losses caused by faulty output, algorithmic bias, techni...

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