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Law Practice

Jan. 16, 2009

BERG: 'Cram Downs' Just a Start for Homeowners

If you ask attorney Kevin Stein what tools he and his colleagues have to fight foreclosures and win loan modifications for desperate clients, here's what he'll tell you: "We have no big sticks, we have no sticks. We don't have twigs. We have nothing."

If you ask attorney Kevin Stein what tools he and his colleagues have to fight foreclosures and win loan modifications for desperate clients, here's what he'll tell you: "We have no big sticks, we have no sticks. We don't have twigs. We have nothing."

Stein is associate director of the San Francisco-based nonprofit California Reinvestment Coalition, which focuses on housing issues, including predatory lending.

That feeling of going into battle empty-handed in th...

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