Insurance
Jul. 21, 2000
Blurred Distinction
Insureds can limit the impact of deductibles and SIRs by limiting the number that they must pay and satisfying the amounts by payments from other sources.
Today, many insureds have policies that include "deductibles" or "self-insured retentions." Historically, there has been a distinction between a deductible and an SIR. When a policy has a deductible, an insured should anticipate that of the total amount o...
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