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California Courts of Appeal

Apr. 2, 2015

When insurers rescind, they must act fast

A recent case teaches that insurers must promptly rescind the policy and return all premiums upon learning of material misrepresentations in the application. By Robert J. McKennon and Joe McMillen


By Robert J. McKennon and Joe McMillen


Did you disclose your material medical history on your health insurance application? What about your application for disability or life insurance? Be careful that you do or you may find yourself without insurance when you need it most - like Bonnie DuBeck did when she learned she had breast cancer that her insurer would not cover because she allegedly misrepresented her medical condition.


Fortunately for DuBeck, t...

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