By Caleb P. Leys
As former President George Bush once declared in the White House Rose Garden, "Owning a home has always been at the center of the American," but today, for far too many people, it is at the center of the American nightmare. Why? Because, as Bush continued, "This market has seen tremendous innovation in recent years, as new lending products make credit available to more people. For the most part, this has been a positive development...[but] there's also be...
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