Joshua Floum was outside counsel for Visa Inc. for two decades before the company brought him in-house in 2004.
Since then, Floum has overseen the transformation of San Francisco-based Visa, from an association of banks into a publicly-traded company with a massive initial public offering of nearly $20 billion.
"We wanted to think about what the world is going to look like in 50 years," Floum said. "Remaining a bank associatio...
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