DJ: What is the biggest challenge you've faced in the last year?
Jeffer: We are in the midst of change, and anytime you're in the midst of change is a challenge. Our business model has always been the same, believe it or not, we adjust to the times but we don't change our basic philosophy, so for us the year has not been as traumatic as it has been for others. We never had excessive leverage, in fact, we were often poked fun at for having low...
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