Insurance
Aug. 6, 2019
Narrowing the scope of ‘arising out of’ exclusions
The case most often cited by insurers for their position that “arising out of” exclusions should be read broadly does not support that assertion.
Many insurance policies contain exclusions for claims "arising out of" certain behaviors or circumstances. For the most part, insurers will take advantage of any opportunity to deny coverage based on these exclusions. In doing so, they generally argue that the term "arising out of" should be given its broadest possible reading. They cite language from cases such as $95
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