Insurance,
Health Care & Hospital Law,
Civil Litigation
Sep. 13, 2021
An accidental opinion
Two years ago, Kathy Williams, a Missouri woman, fell down a flight of stairs in her home and died. Her blood alcohol level was .337.
Two years ago, Kathy Williams, a Missouri woman, fell down a flight of stairs in her home and died. Her blood alcohol level was .337.
She was insured under an accidental death insurance policy that excluded "being intoxicated" as a cause of death. But she did not die because she was intoxicated. She died because of an intracranial hemorrhage. Her head went through the wall of the staircase. Kathy's husband, Gary, signed up for the insuran...
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